It really depends on whether or not you have health insurance. I am going private and I am paying nothing for the delivery of my baby or for my hospital stay (unless DH stays with me and then we pay $60 per night). My health insurance also pays for the birthing classes which are run through the hospital as well. I am paying some fees for my ob but fees depend on each ob. I pay $190 (approx) out of pocket for my first appt and then everything else is billed at the medicare rebate rate. I pay a fee for the birth plan which I think I worked out leaves me about $600 out of pocket. All up including all my ob fees and health insurance excess I will be out of pocket about $1100 plus any scans I have to have (which vary in costs and is dependent on what you doc wants).
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