Mrs Hendo - Thanks Its still sinking in, but it feels amazing! Have to keep pinching myself to make sure I'm not waking up from a dream anytime soon

Crumpet... ooh, thats interesting! My specialist said not to lose hope yet as they may change the way they itemise/ charge it to help with OOP costs.... I can't believe how close we all are!!!
They should have a period of time afterwards (but I guess whos to say what period of time - there'll always be someone who will ''just'' miss out I guess )