My OB is Simon Turner. I have personal reasons for not wanting Dr Gubbay but have heard he is a good OB. Haven't heard of Dr Bruce.

I think you will find some OBs charge more than others. There is one I can think of that I won't name that charges waaaay more than other WA OBs and I'm sure that no matter what your health insurance, you end up with a gap to pay. Their fees are their personal choice and nothing to do with the hospital, so I would suggest you ask for fee details and gap details when you make enquiries for appointments.

Also, don't leave it too long before making your appointment - even if you have an initial appt with two or even three to decide who you like best. The better ones seem to get booked up very early.

Thanks for that.
I was thinking to change my insurance from Medibank to Latrobe due to waiting period. I'm scared If my baby born premature 2 weeks i wont be cover and ended up pay lots of bills due.
Do you know If I can change to go public at the last minute If thats happen??