soooo...... there will still be a fee for the stay?? we have 'hospital'cover with HCF but not covering pregnancy/ob etc....
obviously ob fees and anaethitist if needed but do you pay for using their delivery suite etc??

feel like a retard asking these questions..... because i have gone public with the older three and desperatly want a VBA3C...and this particular OB has said he will support me....
You'd be out of pocket for a private midwife or a private obstetrician + anaesthetist, paed etc. You'll need to check with your health fund about payment for the hospital stay - from what ypu're saying, it wounds like you wouldn't be covered for the hospital stay but your health fund might decide to cover you anyway. VBAMC success rates are almost 0% with an ob and much higher with private midwifery care.