Having my own room was nice first time round, but it is sooooo expensive going private! We're staying at home this time, which will be much nicer I think.
For help in the early days, you could consider lining up a post-natal doula to help out at home, or a cleaner to come for the first month or so. Remember you should also get home midwife visits too. That way you can get get your own bed, and help, and at a much lower cost.