We've started putting $1000 aside every month. Plus we add DH's bonus every year to that and anything we get back on tax and thats without me working. When I'm working again I'm not sure what we plan to do with my income.

Our plan is private high school as well. But in stead of just having money sitting there next year we're going to invest some, put some in a term deposit and leave the rest in our high interest account. Not sure how it's going to go but will know by the end of next year.

Maybe thirds, haven't really nutted out the details yet because we were only talking about it the other night.

It also isn't going to be exclusively for school, we're putting off buying another house for a few more years because we want a bigger deposit so that will come partly from that as well.

I think that main thing is you make a start and keep going with it, doesn't take long for it all to start adding up.