Ok, so the consensus is that I'm just a little bit paranoid...? LOL

Let her take it, I'm sure if she has saved up so hard she will take EXTRA care. If not, hard lesson learned....
Wise words, oh wise-mother-of-teenager Lulu!

And I can definitely see the value of that. I'm just having a hard time dealing with the expectation that children WILL have these things (we held off until, well, NOW and she's 10.5) AND that they are so commonplace that it's no big to take them to school. Like they are so commonplace that it's the new 'normal' to have them. My DH and I both never had Donkey Kongs etc back in the day - our families couldn't afford them and we made do!