i know, i've been thinking the same thing when and if I decide to leave Brissy. But a friend said to me the other day that at least the agents know that you are getting money comeing in IYKWIM? They know you will always get CL money - it's guarenteed. Does that make sense? So it's almost a safer option. That, and as long as you were always on time with previous rent/mortgage payments you should be fine

HTH X