Hi Kip, and welcome to BB

I know financial security is important, however I think your most important issue right now is, can I do this on my own ? And I bet you can, you can plan to save some money (hard I know), and prepare yourself.

A little note to mention from a long term TTC veterin, and I don't want to alarm you, I want you to be informed, our ability to concieve dramatically decreases in our late thirties

Best of luck Kip,