When I get a job, I have a clothes and shoes wishlist for back to work, to top up my wardrobe. £175. Including a new suit.

That will probably take me up to £500 for the year on clothes, underwear, jewellery, shoes and bags. I buy clothes that last years. I still have stuff in my wardrobe that I bought before DH and I married - and still wear it.

I have no income at the moment so cannot calculate a percentage. But it is about 2% of my expected pre-tax income, when I do get a job.