Ok so I'm a huge germophobe especially when pregnant but hate using that stuff. As it is absorbed into your body so can't be doing you any good either. Maybe try baby wipes when you go out to wipe hands when you dont have access to soap and water and around the house just good ol soap and water. I'm an obsessive frequent hand washer and so my hands get quite dry also, coconut oil is great but also I find moogoo moisturisers are great too. For bad cracks I use the phytocare brand of paw paw cream that is petrochemical free and particularly put that on at night so I'm not washing it off straight away.