i think it is stupid i went for a 5k loan to pay for wedding stuff a few months ago and i have been in a full time job since i left skool. i have been doing daycare for the last 2 yrs but because i am self employed they wont give me a loan it is so stupid. i am not technically self employed because i get payslips and everything from my employer. i make more the dp a week yet he got a 35k loan for a car. oh and if we tried to get the loan for the car together he couldnt get 1cent off them but if i went off it he got the full 35k easy.