insurance for an under 25 driver is very expensive - more than $1,000 a year (add on more for that if the vehicle is under finance) - heck our FPV alone insured by one of the larger ones was $2,000 a year and that was with both drivers over the age of 25 (and they cancelled all our policies when I notified them of a modification to my car) - now we're with Shannons and the 5 cars (3 imports - 2 american & 1 japanese; 1 performance vehicle and 1 highly modified "normal" car) was about $2,000 a year (2 insured to race & 1 a weekend only driver), now that we've sold the FPV our insurance has dropped by $900 a year.