I've only just seen this and am a bit $h!ted off - I'm 23, can get a joint home loan with my DF that's worth $335,000 and I applied for a mobile phone 24 month contract through my usual phone company and got denied! What the hell?! I make plenty of cash through my job to get one - it annoys me when banks can hand out that kind of money to teenagers that haven't got a damn idea on how to budget for a loan.

Sorry LuLu - I shouldn't be venting in here, but it's something that grinds my gears