Arrrgh my dd says the same sorts of things. Shes younger than your daughter but god im already tired of it! My dd is allowed to use the internet when she has some spare time..she mainly uses it for blogs and msn....her bed time at 12 1/2 is 8:30-9 weeknights and we tend to all go to bed together on weekends.
At 14 1/2, I would say she is too young to use MSN and look at web pages unsupervised. Sucks, but given that there is no real censorship on the internet, then that's how it is for teens. Especially with MSN, even programs like NetNanny and other content control programs can't really stop her chatting with complete strangers on MSN.
I'd give her maybe 1-2 hours a night on school nights, once homework / chores are done, and maybe longer on weekends, but make sure that family/social commitments come first. Don't forget to encourage physical activity as well, of course...*grin*
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