Hope everything goes as planned. I was on family cover with MBP and didnt have to pay a thing, they were both covered under my excess for their hospital stay, which was 3 1/2 weeks. Not sure whether it was a hospital thing or not, but even though I wasnt staying in hospital, all my meals were free while I was visiting the babies in special care unit.
I would definantly speak to your health fund and then also the hospital as to what they forward through to the health fund and what they expect you to pay out of pocket.
Im with HCF and we have family cover plus which covered both babies.
some hospitals are different but, i was private but the twins were public if i wanted them to go private they would have been transfired after birth.
i had an emergancy c sect at 35+weeks my hos i was booked into only took babies from 36 weeks so i was rushed to penrith straight into public, with no choice. but after the first day i got my own room etc.
anyway, i was glad the babies were public cause the work they needed exceeded our cover as it is we still got bills from speciaists. NICU in penrith private costs about $1500 a day. not including other Dr costs. one of the other ladies there said she had her first baby in NICU in private and she paid a few thousand dollars on top of her already OB costs.
in the end i got a private room etc and the twins got the care they needed with little cost. it was win win.
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