thread: Private Health Insurance for Twin #2

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  1. #1
    Registered User

    Jan 2005
    Down by the ocean
    6,110

    because they didn't receive the paperwork prior to the first ultrasound
    Did you give them the paperwork before the u/s and they didn't process it?

    I recall when I was PG with Mason I was covered by singles cover and was told that I need to upgrade to family before the first u/s as if there was an abnormality it would be classed as a pre-existing condition and he would not be covered in the private hospital.
    This was in the small print that I needed a magnifying glass to read but was only told to me when I asked if my bub was covered if I stayed on singles cover.

  2. #2
    callie taggles Guest

    We are with Australian Unity, and i've had obs cover for over a year, so I've served the required waiting periods.

    We've got our car and house insurance with them too, which I will mention though I don't think it'd make much difference.

    We found out we were having twins at the first obs appt, then went overseas for 2 weeks and had the first ultrasound when we got back, so it would have been impossible for us to get the paperwork back to them in time anyway.

    They mentioned pre existing conditions too when I spoke to them, but it seemed to apply to the second twin only, so I'm a little confused that if this was a singleton pregnancy there wouldn't be an issue with first ultrasound timings etc, it's just that there are two babies on the way.

    Hopefully they call me back today and I can get a clearer understanding of what the sitch is.

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