Thanks Lions & Bears. The IM is clear upfront that the hospital birth must be at westmead, so transfer to another hospital wouldn't be an option with her. But I hear what you're saying.. if I don't go with her, then I'm definitely looking at a hospital birth, so at least this way I would have a chance at a home birth. It hadn't occurred to me to do 3 birth plans... it's a great idea, thanks.