Great info.

It's got me a bit baffled though.. surely the risk of dying in a car crash isn't between 1/45 and 1/75.. because there are only about 7-8 deaths on the road per 100,000 Australian residents (Road Deaths Australia 2008 Statistical Summary)

Same with murder.. surely there isn't a 1/140 chance i'll be murdered. Maybe in Rwanda in the 1990s, but not here in Australia, with a homicide rate of 2/100,000 (ABS).. surely???