thread: Employee insurance rights

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  1. #1
    Registered User

    Nov 2011
    SE Melbourne
    2,975

    I don't know the answer, but I wondered whether 'victims of crime' could help - at least to link her in with counselling if she isn't doing it already, and they may have some answers perhaps???

    I would have thought the school could claim through their own insurance as well..... Bit weird that they are asking her to replace it when it's such a stressful situation for her.

    I hope things get resolved for her soon.

  2. #2
    Registered User
    Add ~clover~ on Facebook

    Sep 2007
    travelling
    9,557

    Well I assumed that the business insurance that covers these sort of incedences might cover it. Since the car was only stolen because she was at work.

    I have no idea, but my mum owned a business & paid for insurance for over 10 years & she seems to think that she should be entitled too.

    Not sure about the school insurance, they're a very very small independant school so they might not have had those particular items covered. As far as I know it was gardening equipment. I will ask though.

    She's seeing a phycologist.
    Last edited by ~clover~; November 10th, 2012 at 10:13 AM.

  3. #3
    Registered User

    Aug 2006
    On the other side of this screen!!!
    11,129

    Ok, so she needs to get some high-level advice on board. This is probably going to require a few phone calls, explaining the situation, etc, so if she's still having issues with trauma/anxiety she might appreciate someone helping her, maybe by sitting with her and making the calls on speakerphone or something like that. So maybe encourage her to get someone (a friend, counsellor, whatever) to help her work through this.

    The sorts of organisations that could give her some advice are places like her union (if she's a member this should be the first place she rings, if she's not a member they might be able to give her some general advice); victim's of crime support organisation; women's information and referral centre; or a workers advocacy/information centre. Sorry I don't know what state you're in, but there are these sorts of places in every state and territory, you can usually find them in the front bit of the white pages phone book.

    As to the actual insurance, I have no idea. Some states have victims of crime compensation funds, which might turn out to be the way to claim if none of the other insurances cover this situation.

    That employer needs a rocket up their bum. Not following this up is not good enough. Even IF they are not required to claim for these losses through their own insurance, they should at the very minimum be providing some information about the support mechanisms that are in place. Especially given that she is very obviously still traumatised.

  4. #4
    Registered User
    Add ~clover~ on Facebook

    Sep 2007
    travelling
    9,557

    Thanks MD, your advice is very much appreciated & I will pass it on. She's in NSW, I'm in WA, so can't be there for her

    I'm glad she's done the right thing by going to the gp & not trying to ignore her feelings. She feels like the club is just laughing at her, which is so unfair. They're pretty gutless IMO. They just won't give her a straight answer. Because the gp knows the situation, she doesn't want her to return to work til its all sorted out, because there is enough going on without adding the anxiety of working in the same place on top of it all.

    Glad to hear they've upped security, but these things are happening in the area all the time. Security should've been tighter to start with. They shouldn't have been there alone.

    Then 000 didn't take her seriously, & hung up before the police or anyone arrived, so they were basically alone not knowing what was happening. Really not handled well at all.

  5. #5
    Registered User

    Aug 2006
    On the other side of this screen!!!
    11,129

    Well, I'm glad she's got some good support from the GP then. It would be so much harder if she wasn't getting good medical care.

    to you too, lovely lady. I know what it's like to have a good friend suffering on the other side of the country. I'm sure she appreciates she appreciates your support even though you can't be there.

  6. #6
    BellyBelly Member

    Oct 2004
    Cairns QLD
    5,471

    000 hung up?! Far out

  7. #7
    Registered User
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    Sep 2007
    travelling
    9,557

    Yep. I didn't get it either. I've had to call them once & they stayed on the line & let me know every few minutes how far away ambo's were. They didn't hang up til the ambo's were there.