MM im so sorry about ya family and thier smoking and the impact on v, I can at leasts ay with one side of my family smoking heaps im glad im a state away. Can you maybe get some info and show them? If there anything like my folks they wont read or listen anyhow. Its so frustrating even if they do smoke out side its all over there skin hair and clothes its so hard when i dont smoke it seems so ewwl of a smell.

Does anyone know if the first home buyers grant is thats just for buying in australia?
Also kiwigirl if your about i hope all is well and i have a home buying q for u also do nz have first home buyer grants i tried to google it but really didnt come up with that much was wondering if u knew much about it?

Also on a side note if anyone here knows much about trusts can i pm you for some info or can u pm me plz?