Cost of wisdom teeth removal - under G.A

[Em_325]

I second being careful with the phi. I had my phi for 9 months when I got my wisdom teeth out and even though I had passed the waiting period for dental they classed it as a pre-existing condition which has a 12 month waiting period. In the end my dentist wrote a letter stating it was not pre existing and they covered it but this didn't get resolved till after the op so I still had to pay the whole amount up front then claim back.

[Dansta]

yeah, its the only one who count teeth removal as "genral dental" and the only one who dont have a waiting period eather.
and they also dont have alot of registered providers out where i am. once i make a monthly payment (which will be tomorrow online) then i can start claiming. and from what the bloke said to me on the phone when i signed up though *vowl* select i can claim as much as needed and being so close to the EFY then i can get some more benifets too.

[Olive]

PHI are based on a calendar year not financial year

[Dansta]

is that full PHI or just extras? becuase i only got the extras cover... if its callender year then i might change my mind as i was told Finachial year for extras :-/

[Olive]

For either, it's always been calendar year, not sure why you were told financial year.
Extras will only cover the cost of having the tooth removed, based on an item number, not the surgeons fees, anesthetist or hospital, who are you cover with and what level of cover???

[Dansta]

Ahm and the highest level of extras cover.
i was told fin.year a fair few times and the bloke said it was all bar anithiests fees depending on item number - i could get it done in the chair...but i dont think i'd cope; at all.

[nothing2lose]

I'm with AHM. The cover is $190 per surgical tooth extraction.

[Olive]

Mmmmmmm I'm worred for you.....
Unerupted wisdom teeth are classed as surgical extractions... Not sure if they are covered under general dental/extractions therefore might have a waiting period (12 months)
I assume now you're considering having done in chair??
I'd ring oral surgeon nod ask for item numbers fr surgical extractions then ring ahm back