URGH! Gonna be an exxie year...

[Tanya]

I am pretty sure we are going to need ortho work here too. Tell me about your insurance? Can you get it for dental only?

[MistyFying]

We'll eventually need it for DS, I'm guessing. Good news about avoiding the braces, though

[MantaRay]

Ouch! I think dentist bills might just be one of the most painful parts of being a parent! I'm glad you have PHI to help out!

Thank goodness we only have baby teeth to worry about here so far!!

[Trillian]

Thanks, we knew it was going to happen sooner or later, poor kids. I would rather a plate than braces though that's for sure!

Tanya, Dh gets PHI paid for by his work as a fringe benefit. No reason why you couldn't take out PHI just for dental/extras cover though

[Jahzara]

Tanya - we have extras cover only. Purely for dental reasons - we knew we would be paying out for braces at some stage.

There is a 12 month wait on major dental. Our family cover costs us just over $27 per fortnight (second best extras cover)

The bonus is i am now covered for my physio etc also.

[Olive]

sherie the plate wont fix the problem completely braces will do it much better and quicker when the time comes to get them

[Trillian]

Yeah I know, but he seems confident that the plates will significantly reduce the need for them. So I am hoping he is right LOL