I am so happy you come up with all these ideas, I do appreciate your thoughts, but (you knew there would be a but ), but most won't work for me.
I am not an Australian citizen, I am a permanent resident (I am eligible for citizenship but would loose my German citizenship without gaining anything) and I do not see what a PHD in business would bring me in terms of having a business around kids and/or making money.
Teaching at a Tafe at least for HR won't work as my qualifications are German ones and this has been a big problem from the start that I do not have any Australian qualifications. I could teach German, but to be honest, not sure if I am patient enough. When I was in highschool I taught English to a girl and she was just so lazy and it was no fun at all, though very lucrative. And of course I don't have any formal German teaching qualifications, but I do know a friend of mine has given Geman lessons and she did not have any qualifications other than being a German native speaker. Taffy Lou, maybe Tafe is really something I should look into.
Remedial massage. Yes I have been looking at these courses, you can even do them by correspondence (not sure how that works in a rather manual job though, but I guess probably for the anatomy part) , but I am not that much a hands on person and not a big massage fan myself, so once again I don't think it is for me.
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