Well done hun - can't remember exactly what you were hoping to study, but have you thought about doing it as distance ed for six months, and then talk to Monash/UC about doing cross-institutional studies on campus - so you still graduate from Monash, but you get your credits at UC?

UC isn't a bad uni to go to (i went there) - and it's probably worth looking at it if you want the credentials from Monash...

good luck deciding!