Ambulance Cover via Health Insurance ... OMG did you know this ?

[Indadhanu]

Luckily in Qld we are automatically covered. Well, sort of. We pay for it but we don't have to arrange it.

I'll remember that in other states though. How scary! I wonder... if you needed an ambulance in NSW but you were from QLD, would you have to pay?

ETA: Not wondering now, it's been answered

[Nettie]

From the SA Ambulance site:

ACE Cover: Most private health insurance policies cover you for the cost of emergency attendance* and/or transport by SA Ambulance Service. But what about non-emergency transport by ambulance?

While it’s difficult to predetermine each set of circumstances, many cases of illness or injury require additional patient transportation: for tests, ongoing treatment or transfer to another hospital. This ambulance transport is generally classified as non-emergency transport. Non-emergency transport fees start at $170..

* SA Ambulance Service classifies emergency cases as Emergency 1 and Emergency 2.
Ambulance Cover Extras (ACE) provides you with all the cover and peace of mind you need.

Family $33.75
Single $16.90

Because we have "Emergency Ambulance Cover" as part of our health fund, we only pay $33.75 a year for the whole family to be covered for anything! If it fits in the PHI criteria - we claim through that. If not, we claim through this. Cool, huh? Otherwise, like Beatrix said, it's $130 a year for full cover with SA Ambulance. Cheaper than one little ride

[boobaloo]

wow. i'm so naive, i just assumed all states were the same as qld!
glad we don't even have to think about it up here!

[Early Kids]

We have ambo cover, always have done. I've never had to call one ever, but I've been in an ambo several times.

In WA you are covered for hospital to hospital transfers (if both are public hospitals). Aged pensiors are covered for free.

There are two different types of cover here though, Country and Metro.

Taken from HERE

Metropolitan Ambulance Cover
In the metropolitan area St John Ambulance has not operated the Ambulance Cover since 1997.
HBF owns and operates the HBF St John Ambulance Cover.
Please check with your health insurer to see what level of ambulance cover you hold.

Country Ambulance Cover
In country WA, St John Country Ambulance Cover is administered by the local St John Sub Centres.

If you have comprehensive Country Ambulance Cover, the cost of an ambulance trip is covered for as many emergency or necessary non-emergency transports you or your family members require.

St John Country Ambulance Cover will protect you for St John Ambulance transport 24 hours a day, 365 days a year in Western Australia. If you are travelling in the eastern states, your cover will also extend to intrastate road transport with other principal providers of emergency road transport.