thread: Ambulance Cover via Health Insurance ... OMG did you know this ?

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  1. #1
    Registered User

    Jan 2009
    brisbane
    2,521

    jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
    that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.

  2. #2
    Registered User

    Dec 2005
    5,951

    Found it

    Are Queenslanders travelling around Australia on holidays for an extended length of time still covered?

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    If it is the person’s intention to return to Queensland within two years, and they have not established a permanent residence elsewhere, then they will still be considered a resident of Queensland.
    If a person is away from Queensland for more than two years and is living in a permanent residential arrangement (including in a travelling caravan), they will not be considered as a resident of Queensland. This is the case regardless of whether they are enrolled in a Queensland electorate or whether it is their intention to eventually return.
    If a person no longer has a principal place of residence in Queensland or takes up residence in another State or Territory then they cease to be a Queensland resident and will not be covered.

  3. #3
    Registered User

    Feb 2009
    Brisbane
    1,070

    As Jodi posted, you are covered all over Australia as long as you are still a permanent resident of QLD. Holidays are definitely covered.

  4. #4
    Senior Moderator

    Nov 2004
    Chickens.
    4,989

    It's all state-based. I'm in Victoria. I have PHI which covers ambulance (and I should know, I've used it about six times in the last four years!!!) But I also have ambulance cover, independently of my PHI. It's about $120 a year for families. (I think it's $80 or so for singles).

    I see it as a "donation" to a well-deserving cause. Ambos are underpaid, overworked and underappreciated (IMHO) especially by the government. I have always really appreciated the ambos (particularly the good looking ones) who have helped me and my sons.

  5. #5
    Registered User

    Jan 2005
    Down by the ocean
    6,110

    Yes I was aware of this. It's classed as non emergency transport via an ambulance or something.

    When I was touring the hospital, the midwife pointed to a door and said ambulance arrivals come in through there and make sure you have ambulance cover because the PHI only covers it if you give birth in the ambulance! Even if you birth 5 mins after your arrival it isn't classed as an emergency

    Hope you are OK Smiles xox

  6. #6
    smiles4u Guest

    Smile

    Hope you are OK Smiles xox
    Rav thanks for asking, YEP feeling super now ... Ads should become a nurse after that day and needless to say i don't think i have to buy him a Xmas present this year after the HOT looking paramdeic arriving and he getting a good perv LOL at my expense, reckon all his Xmas's came at once that day regardless of how cr@p i looked

  7. #7
    Registered User

    Jan 2008
    2,037

    jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
    that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.
    Yep, as PP have said, it is covered. My Dad had a major heart attack whilst travelling in rural SA and travelled in one ambulance and also the flying doctors. We got a huge huge ambulance bill and whilst it took some sorting out, it was eventually paid by Qld Ambulance as he was a Qld resident.

  8. #8
    Registered User

    Feb 2009
    90

    after reading this thread i double checked my health insurance. thankfully i've got full ambulance cover.
    i'm with hcf...
    http://www.hcf.com.au/Topics/details...ember_id=Guest