Bank fees....

[Jahzara]

Thanks Ladies !

Bank West sounds good but unfortunately we dont have them here.

We are with N A B and just wondering if i was getting a good deal with fees etc.
I am going to ring them today and just recheck everything. I cant find our booklet that has all the info.
If we have under xxx$ in our account we pay $5 per month if it is over xxx$ then it is free but thats about all i can remember...
I know they have just abolished some fees too so i want to check which ones...

Part of our reasoning for choosing them was because we were moving and needed to go with a bank that was in the little town that we were moving to.
Prior to that we were with a local credit union and couldnt have stayed with them if we moved.

I will keep researching !

[Bathsheba]

We don't pay most bank fees because DH is staff. However if he was not staff we would go with the bank that had the best all round services. We value a good online banking system and a good ATM presence. From staff perspective some banks are more efficient than others... DH is having issues with his current bank due to frustrating inefficencies. Sometimes it pays to pay a little bit more for good service. At the moment many of his clients are experiencing delays due to poor procedures (such as approving credit limits prior to going over seas) and it's those kind of issues that can really hurt... just not worth the few dollars per month savings IYKWIM.

Most banks offer unlimited transactions if you have a home loan with them. Same with credit card account keeping fees... zero if you have a home loan with the bank.

[Astrolady]

We were with Adelaide Bank (Now Bendigo Bank) and we were paying in excess of $40 a month for excess transactions. We saw an ad for ANZ that has $5 a month for unlimited transactions so we made the move there and haven't looked back. Just wish we had done it sooner.

[Bathsheba]

ANZ does have some excellent products Kat. DH looks forward to working with them again! Better late than never!