We don't budget as such, but we do use the 'play money' system. I put my entire salary into the mortgage (trying to clear it ASAP!), and then we split DH's pay (fn) as 3/5ths into a shared everyday a/c, and 1/5th each for personal stuff like clothes and haircuts. The ~$50 extra goes into savings. Anything left at the end of the f/n gets added to the savings a/c. We use the c/c for bigger bills, but pay this out of the shared each fortnight too, so far we haven't gone over the limit or had to go into our savings so it works pretty well.
Last edited by kass; June 30th, 2010 at 08:06 PM.
: took out $ amounts - talking money is hard! :)
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