We are another that pays everything fortnightly so that we are always ahead.
The hardest part for me is I really want to save some money but never feel like we will get there... because then it comes to choices such as do i take out private health, do we get the car serviced, insure the car, go visit family interstate.... urgh the cycle is awful. I don't think we are in a position to save yet as both cars need servicing, one rego still needs to be transferred, and we have to go to nsw to pick up the other car. Once that is out of the way then we will probably be more committed to savings in general but until then I find it extremely difficult because the piddly amounts just get spent!
Those of you who mentioned Bpaying an amount onto your bills every week - how do you know how much they will be? Or do you just say put $20 on them and then if its extra pay that? (does that question even make sense )
Sammy- My elec & gas is with AGL, and they do bill smoothing, they add up what they think you will use for a year, and average this out and set an amount for you...my gas is $11 a week, and my elec is $28 per week.
My phone bill is always the same, if there is any difference it is only small and I pay the difference.
With my water bill I pay $15 per week, and end up being about $5 in credit before the next bill is issued.
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