It's fair because it's a choice people make. If you earn $150k and are still penny pinching then perhaps you've extended yourselves too far. The person with only 50k and ni debt might look like they're on a good thing, bug what will they have in 50 years time? Prob not a lot.
Everyone has a choice and I get sick of people who say we earn $150k but have lots of bills, poor us. The fact is they are still earning 3 times as much as the person on 50k.





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