I don't see how there was no further thought given in this instance - she has been quite diligent in informing them ASAP when her circumstances changed. If we all didn't take out loans on the off chance we MIGHT lose our job during the contract period, loaning institutions wouldn't exist...

Before taking out a loan, the borrower should really consider how the contract would be met if the income was halted by accident or loss of job. If this cannot be done, maybe you shouldn't be taking the loan..

But back to the topic, 1sttimemumma.. I really hope you and DP can come up with a way to get this paid. Does your DP have any accrued holidays he could get paid out to cover it? We have just done that with a huge power and rego bill that came in due at the same time.