Just thankful here that I recently found work, as we were starting to go backwards. It will take me 6 mths at least undo the damage.

I find it hard as DH is meant to be on a good income and people think we should have no money worries. MIL has no idea on the costs of family living these days and of course childfree BIL definitely has no concept of 1 wage paying for a family of four.