Another thing. With the ftb advance you can pay it off earlier and get it sooner too. So if you previously got a 500 advance and have paid back 300, you can get the last 200 paid back and advance the whole 500 again. Puts you 300 up now. May not help you with the freezer situation right now, but it may when rego is due or something.
I increased my payments each fortnight so I could get advance again a week earlier due to rego. You don't have to pay that one over 13 fortnights. That's the maximum timeframe.
Just puttIng it out there. Something to consider. I paid an extra few bucks a fortnight and got it paid off a fortnight early. Some people double the payments so thy get limp sums every few months, some pay a lump sum like I first mentioned as they could use the extra cash for a situation like yours with the freezer...
I didn't know that, BG. Will have a look at that, because I have found that if I don't have the money, it doesn't worry me not having it - that's why I love Centrepay! lol Thanks
For local cheap stuff:
There's a Tasman or similar butcher near Aldi at Mentone, near the DFO. The veggie shop there is good too.
A few friends have recommended shopping at Dandenong market for cheaper goods - meat, veggies, etc. Obviously, the freezer thing is a issue ATM but that may come in handy down the track.
There's a cheap veggie shop in Bentleigh near the IGA on the west side of the train tracks.
There's a wholesale market in Cheltenham that you can shop at. They don't just do wholesale. They have meat, veggies, and things in bulk like rice, pasta and toilet paper.
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