Oh you poor thing!! I really hope it's not much of a hassle to get your new card and your money back Thanks for the lesson though, I will remind DH - he's got 4 linked accounts and his 'normal' one (attached to his debit card) is usually empty the day after payday as he squirrels all his cash away into the places it needs to be for direct debits/bills/savings/whatever.

*hugs*!!!