I have a very large amount. I'm worth more dead than alive
Seriously? Enough to pay out two (large) mortgages, plus private school fees for secondary school for two kids, ($30K each per year, six years) plus a bit more.
I pay over $2k a month in insurances (life, TPi, income protection, car, house/building x 3, professional indemnity, and a few more)
I used to have a policy with RealInsurance. It wasn't too much paperwork, pretty easy actually. Then we changed to the one through my DHs super fund because it was super cheap, but the amount of paper work was absurd. No medical tests or anything, just loads and loads of questions.
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