I used to have it, but 12 months without work related super contributions makes me inelligible for it through my super anymore. I should at least look into funeral insurance, if not life insurance, but we have been so financially tight up until now that it hasnt been a priority.
((it's not ideal, but I do know my parents would help DH out financially if I passed away and he needed help with funeral costs and such - so it didn't make the 'priority' list))

My hubby has significant life insurance through his super fund to cover me and the kids and all our debts if something were to happen to him.