We are with AAMI because we have our car insured with them and it was cheaper to get a package deal.
We went with AAMI because the solicitor at work who deals with personal injury claims said that they are the BEST insurer to deal with and the ones who are most likely to come to the table with the cash.
we went through a broker(so i didnt have to do the running around)
and we are now all with alliance.
when we had h&c(now only C as we sold up) we never made a household claim but did for our cars and that was dealt with so quickly
We've been with CGU for over 10 years. They have been great. We have accidental cover with Nil excess (which I don't think they offer anymore but they still honor our claims). In the time we have been with them we have made 5 claims... all resulting in a cheque in the mail after a phone call and then posting back a form). They were for: (approximate costs)
A drowned mobile phone $200
An accidentally broken iron (running child pushed it off ironing board onto tiles) $100
A drowned keyboard $50 (courtesy of my DD and a glass of juice).
A damaged pram (same DD tried to ride in it damaging the chassis beyond repair) $1000 (3 in 1 Emmaljunga)
They did question the pram claim a bit more vigorously compared to the other claims... but we still got our cheque in the mail after we sent in a receipt for the new pram. We still had the receipts and manual for the old pram which helped.
All claims were direct replacements for existing items. New for old. The pram that was damaged was 8 years old but that didn't bother them.
So we've been very happy with them and have never considered changing.
All our insurance is with RACV. Have had to claim with them in the past for both car & contents insurance & they were fantastic. Twice got robbed & both times they were very prompt with dealing with the situation. The window was fixed I think within 24 or maybe 48 hours & the tools that were stolen were replaced within about a week. I used to be with AAMI for my car & after making a claim switched back to RACV as they took forever to fix my car - my car was away for 3 weeks with AAMI as against 3 days with RACV for almost identical damage to the same car.
I was ith HBA when I lived in a cheaper suburb for insurance. We had a water damage claim and they were so fantastic. They honoured payment for items which I had thrown out and hadn't even shown them proof!
I am now with Real Insurance as they are so cheap!
We are with AAMI for H & C and 1 of our 2 cars. The other car (our new one) is with Swann Insurance as Rebel Ford gave us a great discount if we did our insurance with them, but went through Rebel to do it... does that make sense LOL.
I'm with GIO. My sister's house burnt down last year and they were fantastic to deal with. Nothing was too much trouble for them, they got the house fixed and all their belongings replaced in a reasonable amount of time.
I'm with Vero & got a discount being a customer of Bank of Qld - they were also one of the only ones who did a decent landlords insurnace. All cars (just 2 for now) are through Shannons because of what they are (Chevy Impala & a modified Mazda 2)
We are through our bank. They have been pretty good and cover everything that was really important, like cyclones (considering they expect one this summer). We have not needed to make a claim at this stage but if everything gets wrecked we have been told by people who are with them that they are pretty quick.
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Who is your home and contents with?
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