well, at the moment, we're back to the original plan of saving...I know it will all get done eventually! So far, the only curtains we've actually bought are the blinds in the study; we were given the curtains in the lounge and DS's room, and DD's and our room still has sheets. The only room with a light fitting is the study...but it was a screw in light cover that we were given.

I do think that in a year or 2 we would probably get a better deal than we have now, so we might re-finance then, but whether we increase it or not, I don't know. I guess I'm just impatient lol!