sorry feel a bit dumb now...I didn't realise Savings & Loan are an actual business/bank...I thought you meant savings accounts & loans etc
I'll butt out now...as obviously I have no idea! Lol
We are with a credit union as well (TEachers credit union). They're pretty good, way better than one of the big banks I used to use ('which bank?' )
We dont pay fees as we have our mortgage with them and the Visa debit card is really good because you can used it like a credit card but its your own money.
You do have to be a teacher tojoin this particular credit union, but there are heaps of other CU's that anyone can join, and from what I've seen most of the credit union do a Via or Mastercard Debit card and usually dont charge huge fees.
Definately have a look at some of the Credit unions before looking at the banks.
thought i would po back in..
i went in to the branch thursday to ask about a homeloan.. and our branch manager has the ball rolling and thinks we will have approval on monday! fantastic service
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