Stressing out

[mummy of 3 boys]

wow this is fantastic, [peanutter you have most definently made me think about where our money goes sometimes
i think i will be popping into the budgeting thread and checking out some budgets cause i know we struggle somtimes and i would LOVE to fix that!

this might sound silly but i save money just by not having a home phone, i have a mobile which i use for everything i pay $115 a month for 'unlimited' usage and i find no 'line rental' or anything, people look at me silly when i say i dont have a home phone but for me and my family its much better, i now even have DF's boss looking into maybe possibly doing the same thing

Yes i have kids but my phone is 'always' contactable for incoming or outgoing for those 'just incase' moments you need something!

I also have the internet, i pay $50 a month for that but i have sussed out what i do and dont do on it and made sure i pay for what i use pretty much, and a little more just so i never go over my plan and cop a wopping bill


These are just some of my money saving tips but i amd also now going to search the budgeting thread for alot more ideas!

P.S- what could i use to do like a spreadsheet?? i dont have microsoft word or anything