*sigh* it's 5.13am and I am awake stressing about money. My dh is in the army full time obviously and makes a fairly decent wage. We were posted to Melbourne in jan and because we have 1 child and I'm due to have another soon we decided it was better for me to stay home. Anyway things have been pretty tight. We get by but we're not rolling in money. Probably doesn't help that we've used a private ob and that's added to our costs.

Anyway, I'm awake stressing about money. I want to be able to be out of cc debt but at the moment that's just not happening. I just don't know what to do. We get about $180 a fortnight in ftb a&b and that's about all we qualify for I think. Maybe I should just go into centrelink and talk to them.

Any advice ladies?