I've found shopping online saves money because if I know I've got say $100 to spend, then I can fiddle around with what's in my cart until I'm within budget, whereas shopping at the shops you just gotta pay whatever it adds up to at the till! My only problem with online shopping is I'm never organised enough to do it. They don't do same day deliveries anymore, and you have to place your order before noon for the next day.. and I usually need stuff straight away so end up just grabbing the kids and going shopping.

Have you replaced all your lightbulbs with energy efficient bulbs? This saves a LOT. We have a stack of halogen lights in this house.. we had a monstrous electricity bill, so we stopped using halogens.. we bought a couple of lamps and put the CFL bulbs in them, and we knocked $400 off our bill!! (including a couple of other things like turning off a spare fridge and getting the hot water system replaced). But I swear it was the halogen lighting that was killing us.