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thread: Parents-to-be choosing cheaper option

  1. #1
    ♥ BellyBelly's Creator ♥
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    Feb 2003
    Melbourne, Victoria, Australia, Australia
    8,982

    Parents-to-be choosing cheaper option

    PRIVATE hospital birth rates are dropping while public maternity wards struggle to keep up with Victoria's baby boom - a 3.6 per cent rise since 2003.

    Last year 65,761 mothers gave birth in Victoria -- a 3.6 per cent rise since 2003.

    However the number of births at Melbourne's public hospitals has jumped by more than 12 per cent in the past three years, while Medibank Private figures show private hospital births fell 4 per cent in the past two years.

    Health Minister Daniel Andrews said the quality of care that fuelled the increase would be maintained despite the growing pressure.
    "Demand is increasing but our hospitals are coping, thanks to the skills and hard work of our health professionals and the Brumby Government's record funding," the minister said.
    However confidence in the public system has been a backhanded compliment for some maternity units.
    The Royal Women's Hospital and Southern Health, which has maternity services at Monash Medical Centre, Casey and Dandenong hospitals, declined to discuss their services with the Herald Sun because they did not want more business.

    To meet demand the Government this month announced its $35.5 million Maternity Demand Action Plan, which will see fewer complex births directed away from the overflowing Royal Women's Hospital, Monash Medical Centre and Mercy Hospital, and into the suburbs.

    Box Hill Hospital's Birralee Maternity Service is typical of suburban maternity services. It helped deliver 2013 babies last financial year, maintaining its average of about 2000 births a year. Director of nursing and midwifery Denise Patterson said choice in the models of maternity care was the secret to the public system. The hospital's Know Your Midwife Program lets women deal with the same midwife throughout their pregnancy, or share the care between a midwife and a doctor.

    "We encourage women to play an active role in the decision-making regarding the types of care and service they require from pre-post-natal services," she said. "This is no better demonstrated by the return rate of women for their second and third births or through women booking into our services via word of month of friends and family re the service and attention provided."

    Private hospitals allow mothers the choice of their own obstetrician throughout the pregnancy, longer hospital stays and private rooms, often in a hotel suit.
    But at a cost. Figures from Medibank Private show that mothers who spend between $1647 and $2640 a year on health insurance still face average out-of-pocket expenses of more than $500, as well as additional costs from their obstetrician.

    Epworth Freemasons had the third-busiest maternity ward in Victoria's private hospitals last year, with 849 babies born. The hospital's business development manager, Rachel Weston, said families should consider a few things about private health insurance. No waiting lists, the choice of doctor, 24-hour access to a midwife and customised care were all positives of private health insurance. But, even with private cover, families still have to pay for obstetricians, anaesthetists and pediatricians.

    "Ask as many questions as you can of any health fund and get the one that's right for you," Ms Weston said. "It doesn't matter which health fund you're with, but it must be family cover not single."

    Despite the strength of the public system, Medibank Private industry affairs spokesman Craig Bosworth said private hospitals still had many advantages for parents.
    "The delivery of service, whether it be public or private, in Australia is world class and it is important to have that as a benchmark," Mr Bosworth said.
    "What we are doing is giving them choice.
    "Private health insurance allows mothers and couples the chance to tailor services to them -- greater comfort, greater privacy, a private room, a double bed for the partner to stay over."
    .... and more caesareans
    Last edited by BellyBelly; September 29th, 2007 at 04:08 PM.
    Kelly xx

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  2. #2
    Registered User

    Jul 2005
    Rural NSW
    6,975

    "But at a cost. Figures from Medibank Private show that mothers who spend between $1647 and $2640 a year on health insurance still face average out-of-pocket expenses of more than $500, as well as additional costs from their obstetrician"

    We had our first son privately with out of pocket expenses totalling about $3,000 once you factor in paying for all the tests (blood/ultra sounds etc) that are bulk billed (free) in the public system. It would have been a lot higher if I had requested an epidural too with anaethetist fees. I freely admitted that it was the private room and personalised service of my own Ob that helped me make the choice to go private. Since then the out of pocket expenses have risen in line with the baby bonus. So we decided, despite having private cover, to go public with our third.

    I think its interesting that they are trying to sell the idea of a more comfortable birth experience to parents by going private. I honestly don't think the level of care is any different. However one thing i did expereince is that the staff morale at the private hospital i went to was much better than the public hospital eg the midwives were more caring, pleasant and really seemed to enjoy their job. But you can also achieve a similar outcome (positive birth support) by hiring a doula for a few hundred dollars instead of a few thousand for your own Ob.

  3. #3
    Registered User

    Aug 2007
    N.S.W
    503

    I had private health insurance for years but it was costing heaps and it wasn't worth the cost. I only go to hospital once in a blue moon. In Bathurst you have to have deliver the baby at the public hospital then be moved to the private hospital, so I don't think its worth it.

  4. #4
    BellyBelly Member

    Mar 2006
    Getting to know Brisbane all over again
    2,047

    I have had both my bubs in a private hospital and never paid anything except $60 a visit for my OB (occassionally more) of which about $30 was refunded by medicare. Yes we had to pay for the paed with DD but not with DS. After the issues wehave had with DS being able to go private has been a godsend as we have been able to get things sorted very quickly. Not to mention extras cver like chiro dental and optomitrists

  5. #5
    Moderator

    Oct 2004
    In my Zombie proof fortress.
    6,449

    I dislike the use of the word "choice". In my case I have no choice other than to go public, we just cannot afford private health insurance. Even if we could find it in our budget, there is no way we could afford the gap just to use it.

  6. #6
    Registered User

    Dec 2006
    In my own private paradise
    15,272

    we have PHI, but in our area there is no private hospital option for birth - and to be honest, i would probably still go public (if i had to go to hospital at all).

    i believe some of the downturn in people using private birthing options has to be related to the inflated pricing from the Ob's since the introduction of the baby bonus/maternity payment - c/s rate aside, i think even those that can justifiably afford the out of pocket expenses would be questioning the increased fees over recent years - i certainly would be! Our PHI has been given a fair work out for other medical needs, so i'd never drop it, but i can't honestly justify the added expense for giving birth - i'd rather fork out for a doula or private middy to support me in a public hospital than to pay for the private birth - and it seems a lot of people feel the same!

  7. #7
    Registered User

    Jan 2006
    Melbourne
    2,732

    I wonder how many women in those stats chose a private hossy for #1, realised it was a rip off, and are going private for #2 like me LOL!! (That said I know plenty of people who have done it the other way around)
    Inflated OB prices really put me off private this time (not to mention the fact that I don't want an OB present this time!) We are about $3000 out of pocket last time - this time I actually want to see some of my "baby bonus"....

  8. #8
    Registered User

    Jul 2007
    Melbourne
    867

    I had my first bub in a private hospital and have again chosen to have my second in a private hospital. Even though my first birth was via an emergency CS I had an excellent OB, wonderful care my the midwives and a lovely, clean private environment in which to experience my first journey into motherhood. Yes I paid extra for the anaesthetist and had an out of pocket expense for the OB, but I'm glad I did. I do not want to share my room, my bathroom and my private time with my baby with anyone else, I want to know my Dr before I trust them to be with me for the birth of my baby, I want the security and safety of private Dr care and if that means a private hospital then so be it. I'm glad I did it the first time (who knows I may have lost my DS wthout the extra care provided by my Dr) and I'm looking forward to the birth of my DD with a lovely Dr I respect and trust in the privacy of a private hospital.

  9. #9
    Registered User

    Jul 2005
    Rural NSW
    6,975

    yep Brigsy's Girl and Rory I agree, and now that more women are learning about the services of doulas/birth attendants I think the figure will continue to fall.

    I had my first baby publicly (we had no cover) and decided to go private for the second only because I felt so unsupported in the public system back in 1994. I was sick of being herded around for tests with up to 10 other women at the same time, like cattle! "All the women for urine tests this way pleeeease!!!" However... if I had known about doulas back then I may not have gone private the second time... maybe... it certainly was lovely at Cabrini Private... but these days we have higher financial priorities and by our third i have to say we had the confidence to go home the following day after birth which i found a bit daunting with our first (sent home within 24 hours of birth).

  10. #10
    ~Belinda~ Guest

    I have to agree with Krisp, I am also a PHI person. I was going public at the beginning and waiting for so long for my appointments with the midwife at the public hospital, not to mention it was packed! When I see my private Ob, I go in the minute I get there and see Bub on the screen every time. He is a wonderful Ob and I feel truly blessed he is so caring of my needs.

    I have now reached the medicare threshold giving me 80% rebate now off all my Ob appointments (and out of pocket expenses), believe it or not, he's $65 a session and it costs me $7 now. I do think PHI sting you though with "extra hidden costs". You really need to investigate them before you join I think. It took me ages to find a good health fund who gave me the best for me! And it can be so confusing!

    I am looking forward to a private room for my first Bub and having that privacy and comfort. I think each to their own seriously. My SIL had her three publicly and had no issues at all! I have had a couple of other friends who have gone public and had bad experiences so now they are private and wouldn't change it for the world.

    So I think it's up to the individual. As for not being able to afford it, I think it's a good investment as it is your health. But when I go to the dentist and physio, it costs me next to nothing. I went to the dentist the other day and it was $261! But I will get most of that back which is great! I think it has it's "pros" and "cons" so to speak.

  11. #11
    Registered User

    Jul 2007
    Glenroy
    1,458

    Actually, I went public all the way with B at RWH 2 years ago, and aside from the fact that it would have been nice to have my own room, I couldn't fault them.
    The staff were lovely to me, and really went out of their way.
    This time I'm going through them again and have the same rheumatologist that I was already paying to see outside, so I know the level of care is good.
    Lara

  12. #12
    Moderator

    Oct 2004
    In my Zombie proof fortress.
    6,449

    As for not being able to afford it, I think it's a good investment as it is your health.
    Maybe on your budget, but on many others affording it may mean going without basics in life, such as heating and food, so not a good investment at all. After recent illness in the family and on advice from my sister who died after a battle with breast cancer, I believe income protection is a better investment. If you are ill enough you will get the treatment that you need, but there is very little help when it comes to paying the bills when one income is dropped due to major illness.

  13. #13
    ~Belinda~ Guest

    Astrid, like I said, it's personal choice and that was my opinion. I do agree with you though, income protection is important.

    My Dad died 4 weeks ago now also of a major illness and also got the care he needed whilst the debilitating disease took over his life. I am sorry to hear of your sister. I am not taking my Dad's death that well actually and miss him so much already, he won't even get to see Madeleine but I know he'll be looking down from above

    Anyway, any subject like this is touchy but I think it's personal choice what you choose to do with your own health needs.

    Sometimes I think all that money you pay monthly, surely you don't come out of hospital paying some extra hidden costs. But...it's the way it is unfortunately!


  14. #14
    Registered User

    Jul 2005
    Rural NSW
    6,975

    How true Astrid! (about the importance of Income protection Insurance) most people don't have this and would really suffer if the main income earner became sick/injured and couldn't work. We have it as well as most forms of insurance. If we didn't have PHI then the govt would just slug us for a huge Medicare Levy anyhow... we might as well have it.... we get reduced premiums through DH's work as well.

  15. #15
    ~Belinda~ Guest

    Bathsheba, that's so true about PHI, if you are over 30 and don't have it, they slug it for you in your tax...man they get you don't they! Nothing is for free these days...except for love and I can't wait to meet our daughter, that will be far worth more than anything in this world!

    It's good to have all sorts of insurance, we have an investment property too and even though there are costs involved with that (body corporate levies, insurances etc), you just have to pay them otherwise you may get stuck.

    My DP is in fire and rescue too and by geez the amount of people who don't have insurance on their houses and they burn to the ground!

    I think Astrid is right in income protection insurance a must! Good one Astrid!

  16. #16
    Registered User

    Jul 2007
    Melbourne
    867

    Yes income protection is a necessity as you just never know what is around the corner.

    BUT as we've been discussing if you don't have PHI you have to pay extra tax so it makes sense to me to just pay the PHI and get the benefits that come with it. I also have reached the safety net threshold so my last bill from my OB was $1032 and we recieved $885 back. That's nothing really and she is so lovely and I don't have to wait to see her and as my own personal needs are met by the private system I'm happy.

    Everyone has different needs for their individual birth experience, be it at home in a private hospital or public hospital. I believe in Australia we are very lucky indeed that we can make that choice, many women the world over are not so lucky...

  17. #17
    Registered User

    Mar 2004
    1,547

    For me personally I have never seen the need for us to have PHI at all. We are under the income threshold so we don't pay the medicare surcharge, maybe if our income increased and we did have to pay it I would consider getting the insurance. But as it is now, we can't afford it and it doesn't bother me anyway. I have always been happy with the level of care I received at my hospital when having my babies and I prefer a midwife centred model of care such as that provided by my public hospital than an OB centred model anyway.

  18. #18
    Administrator
    Add Rouge on Facebook

    Jun 2003
    Ubiquity
    9,922

    Don't shoot me...

    But I LOVED my private hospital... way more than I did public. The staff were friendlier, and I did have one *UGH* mw at the PH... but I only had one NICE mw at public. I got to stay in a nice hotel. The birthing room was way nicer than the broom closet I was in with Paris. Nothing was out of reach or too much of an ask. I felt very pampered throughout the whole thing... and the biggest irony... the public hospital was the reason for my c/s which was more than likely unnecessary and the private hospital was where I had my fully supported VBAC.

    Of course I always do break moulds

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