Fingers crossed you get approved mate. One crappy things about banks and their approval method is their own ridiculous estimate of what your outgoings are per month, especially when you have kids. I don't know where they get their figures from but it was always double what we actually spent per month, which is the reason we got knocked back for borrowing a lousy 25 grand, when we had over 70 grand in the bank as a deposit. Very frustrating!!!!!!!