Ugh, and this is why I should never participate in threads like this - It makes me feel horrible that I'm proud that I've got my first car on a loan

I don't see my car as an asset or such, I see it as a means of getting to work, get my DS and my lil family to where we need to go etc. I would kill to have had the cash to pay for a car outright (well, I did but I needed to keep it because of being on unpaid maternity leave at the time and we had bills piling in and such)