I don't think I would have underestimated DH's income. The crap share market performance this year likely means he'll get no dividend payments, so I reckon we're going to be right in that regard.

I'm surprised I have more money coming up because I got a fair bit back. I suspect it's because I was unemplyed for the better part of last financial year, so it was a nice surprise. I assumed that because it was rather large, that the FTB component of my return would have included the 30% rebate. But it didn't actually say what the breakdown was so I didn't know for sure. In fact all it says is 'FTB' on my assessment - no explanation, no details.