Hi all,

Hoping someone can help. Am currently trying to decide between BB and Mat Leave now that DS2 has arrived. DH and I both have unpredictable incomes (which aren't clear until we do our tax returns), so I'm having to do a lot of guesstimating. I've run a few different scenarios on the online estimator, but I get really different results, even when I change the figures only slightly.

What I'm wondering is whether there is an over-arching principle - for example, if you earn under $20K you'll be better off with BB or if DH earns over $X you'll be better off with Mat Leave. Hope that makes sense!

Thanks in advance xo