Hey Mildez.. I recently started to get PPP as DH changed jobs to a local job that didnt pay enough to pay the bills! I have just gone back to work though because even with PPP it just wasnt enough, but I have my print out... here are some figures

If you own your home and your combined assets exceed $265,000 then you wont receive anything

If you dont own your home your assets cant exceed $400,000

If your DH earns MORE than $1558.34 BEFORE tax per FORTNIGHT you will receive nothing

After that there is a sliding scale... up to 1400 a fornight and you get like $100, up to 1300 a f/n you get like $155 and so on and so on...

Now for us, DH is a casual, and some weeks he scrapes to where I would get nothing, but other weeks I would still have gotten something (if i didnt get a job) But before my application was accepted I had to show payslips from his work showing that I would be ellidgable (spelling, sorry lol)

Two days after I got accepted for the PPP I got a job, and I now still have to report both out incomes, and even the weeks that I would have gotten something because DH didnt make up to the $1500, I dont get anything coz I made money- BUT it was worth it because I get other beneifts from being on it (which i will technically be for 12 weeks of zero payment- if i get any payment between now and then, the 12 weeks starts again) like the HCC. Its nice to know its there, as we are both casual and if something happens to one of us then we know there is an avenue for the extra money (although as I discovered when DH was off sick and got barely any pay I didnt get anything because I got paid lol I think there should be a different way of calculating like a combined income rather than the way it is with both parents working. If our incomes had been swapped, like if I had earned what DH earned and he had earned what I did- I would have gotten like $300, but because it wasnt I got nothing!- Sorry my complaint there!!!)

As for the HCC though.. if your DH's income is less than $42,000 a year you are elidigble for one. I didnt realise this and when I went to estimate our income when DH got his lower paying job I still wanted to overestimate and went with 50k on the computer at home (a combo of what he had already earned in the high paying job this financial year and what he would get with the new job), and when I went into the office the lady explained that I should actually work it out because if its less than the $42k I get the HCC. So i figured it out and worked it out to be roughly $35k, so I made it 40k.. then within two days it all changed coz I got a job but I was lucky I went on it for the two days between me joining and me getting a job, coz now I still have the HCC for another 2 months or so!!

Ohh and the other thing to consider is that the PPP is a TAXABLE income, so it means with the FTB part B, where if your a stay home mum your income is zilch and you get the full amount, if you get PPP you have to include that in your combined family income estimate which will effect your FTB.

So i guess it comes down to what your DH is making and whether your entitled to it. It is a lot of messing around to GET it to begin with, and honestly its not alot of money- unless your Dh earns around $900 a fortnight, and then you get about $400 a fortnight. We worked out that yes, it would have helped us in the short term, to keep us with minimal food in the cuboard, but that for us we had to chose between DH traveling for work and working huge hours and never seeing the kids, or I had to look for work. I was really lucky and got a job that I can do nights and weekends so DH is home with the kids, and two days that the kids are in childcare (but they are 3 and 1, not young bubs) and because of night and weekend penalites.. some weeks I make more than DH working less hours We have more family time and more money than if he had just worked and I got the PPP.

Good luck with it, I hope it all works out for you to be able to feel financially stable again xoxox

But that is us and our circumstances. I dont know if i could have left a young bub to go to work, and I dont know what your DH's job is or if you will actually really appriciate the extra cash, but fo rus, the $50 odd a week, wasnt enough to help.