We're (DH and I) convinced that the Govt doesn't want us to do any better than what we already are and is subliminally forcing everyone into a quasi-caste system (Can you tell I love conspiracy theories? LOL).

Honestly, this is all Bull****! Has anyone else noticed how conveniently close to Christmas that this payment is being rolled out? Just in time for everyone to blow the lot on crap we don't need. But I'll be honest and say that if Kev is going to give me $4k I'll take it and stick it under my matress for a rainy day.
So true trillian - abolishing the middle class! And upping up our spending to rise inflation to bring interest rates back up.